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First, review your financial plan thoroughly to understand your current financial health. Then, take action! The reason to build a plan in the first place is to pinpoint the things you need to do to improve your financial well-being and reach your financial goals. Start working on each of the first three action items that you are assigned. If you want more items to work on, you can find deficiencies like your savings rate or debt to income ratio in your financial plan and report card that you can start to improve.

Your financial health is similar to your physical health – it takes time to see improvement. And, the more you give, the more you get. While a financial plan isn’t something that you need to review every day, or even every week, you will want to revisit it often enough to stay informed and actively engaged.

At a minimum, we recommend revisiting your plan at the following times: First, log in every time you complete an Action Item to mark it off and read about the next item on your list. Second, come back to your account to complete additional planning modules as they are made available every couple months. And third, come back to update your financial information anytime you have a significant change, but no less frequently than twice a year. For the most part, you will receive email reminders to keep you on track.